FINTECH DEVELOPMENT
PROPELOO builds FinTech products that meet institutional standards — payment platforms, digital wallets, lending systems, investment infrastructure, and banking APIs — with compliance, security, and performance engineering built in from day one.
Financial software operates under strict regulatory frameworks, handles real money, and is a target for sophisticated attacks. PROPELOO brings security-first, compliance-aware engineering to every FinTech product — not as an afterthought, but as a core design constraint.
Payment processing, PSP integrations (Stripe, Razorpay, Braintree, Adyen), payment routing, multi-currency, and reconciliation systems.
KYC/AML pipelines, transaction monitoring, regulatory reporting, PCI-DSS data handling, and GDPR-compliant financial data management.
Core banking API integrations (Plaid, Finicity, Open Banking), account management, transaction history, and statement generation.
Loan origination systems, credit scoring, underwriting APIs, repayment engines, and BNPL infrastructure.
Payment gateways, wallets, escrow, split payments, and multi-currency infrastructure.
Neo-banking APIs, account management, transaction processing, and Open Banking integrations.
Loan management, credit scoring, underwriting APIs, and buy-now-pay-later platforms.
Portfolio management, robo-advisory, trading infrastructure, and asset management systems.
Crypto payment processing, stablecoin wallets, on-ramp/off-ramp, and DeFi FinTech integrations.
KYC/AML automation, transaction monitoring, sanctions screening, and regulatory reporting.
FinTech products handling fiat payments must comply with PCI-DSS for card data, PSD2 in Europe, and relevant national payment regulations — compliance must be designed into the system architecture, not retrofitted.
KYC (Know Your Customer) and AML (Anti-Money Laundering) are legal requirements for most financial products — PROPELOO builds KYC/AML pipelines with third-party providers (Onfido, Jumio, ComplyAdvantage, Elliptic) integrated by default.
Open Banking and banking API regulations (PSD2, Section 1033) are opening new opportunities for FinTech products — PROPELOO has experience integrating core banking APIs and aggregators across markets.
Data encryption, HSM-backed key management, and immutable audit trails are baseline security requirements for any FinTech product handling financial transactions.
PROPELOO does not provide legal, financial, or regulatory advice. We recommend qualified FinTech legal counsel and compliance officers alongside our technical delivery.
Stripe, Razorpay, Braintree, Adyen, PayPal, Square, Cashfree, PayU, Paytm, and international PSPs depending on market. PROPELOO also integrates with bank transfer networks (NEFT, IMPS, SEPA, ACH) and real-time payment rails (UPI, FPS, PIX).
Yes. PROPELOO designs payment systems with PCI-DSS scope minimization as a priority — using tokenization, hosted payment fields, and PCI-DSS-certified PSPs to keep card data out of application scope. Full PCI-DSS certification is a business and operational process that requires a QSA assessor alongside our technical delivery.
A digital wallet MVP with KYC and payment integration typically requires 12–18 weeks. A full lending platform with credit scoring, underwriting, repayment, and regulatory reporting requires 20–32 weeks. PROPELOO provides milestone-based roadmaps at kickoff.
Yes. PROPELOO builds crypto payment gateways, stablecoin wallets, on-ramp/off-ramp integrations, and DeFi FinTech products — bridging traditional FinTech compliance with Web3 infrastructure.
Yes. PROPELOO has deep experience with UPI, NEFT, IMPS, NACH, BBPS, and RBI-regulated payment systems, as well as integration with Indian PSPs (Razorpay, Cashfree, PayU) and account aggregators under the AA framework.